ENGLAND AND WALES
National Debtline
www.nationaldebtline.co.uk
0808 808 4000
National telephone helpline for people with debt problems in England, Wales and Scotland. We give expert advice over the telephone and via email and send callers in debt a self-help information pack free of charge. The service is free, confidential and independent.
AdviceUK
www.adviceuk.org.uk
Network of independent advice centres. Can search website for advice centre in your area.
Community Legal Service Direct
www.clsdirect.org.uk
0845 345 4 345
Free national helpline. plus search website for local advice centre such as CAB, law centre or solicitor that specialises in debt.
Citizens Advice
www.citizensadvice.org.uk
Can find local cab on website and also use www.adviceguide.org.uk for information and advice.
Consumer Credit Counselling Service
www.cccs.co.uk
0800 138 1111
Free debt management plans
Payplan
0800 917 7823
www.payplan.com
Free debt management plans and IVAS without up front fees
SCOTLAND
Money Advice Scotland
www.moneyadvicescotland.org.uk
Money Advice Scotland (MAS) was set up in 1989 courtesy of a grant from the Scottish Consumer Council as the umbrella organisation to represent individuals and agencies involved in all areas of money advice (debt advice).
Citizens Advice Scotland
www.cas.org.uk
This website is all about the Citizens Advice Bureau (CAB) service in Scotland. Citizens Advice Scotland (CAS) and bureaux all over the country are working together to improve the lives of the people that live in Scotland.
NORTHERN IRELAND
Citizens Advice Northern Ireland
www.citizensadvice.co.uk
Citizens Advice is the largest advice charity in Northern Ireland, working against poverty and meeting the information and advice needs of some 250,000 people each year across a wide range of advice categories. Advice is available to all communities from 28 main offices across Northern Ireland, and from over 120 other outlets. We also represent the public at some 1800 social security appeal tribunals a year.
AdviceNI
www.adviceni.net
AdviceNI can help you find free independent information, advice and advocacy in Northern Ireland. They support advice organisations to deliver quality free advice and provide valuable information on social issues affecting you and your community. Get involved by becoming a member or subscriber.